Private Money Lenders | Hard Money Loans in Memphis, Tennessee
Navigating Memphis Real Estate Investment with Insula Capital Group
Welcome aboard Insula Capital Group, the choice private money lender for investors seeking to make a mark in the vibrant real estate landscape of Memphis, Tennessee. Our experienced team stands ready to help you navigate the realm of investment opportunities with our array of tailored financing solutions.
Mastering Memphis Real Estate with Our Tailored Loan Programs
Revitalizing Memphis: Our Fix and Flip Loans
Leverage the hidden potential of Memphis’ distressed properties with our fix and flip loans. We help you turn diamonds in the rough into profitable ventures with swift approvals, investor-friendly terms, and tailored financial solutions.
Constructing Dreams: Our New Construction Loans
Dream of contributing to Memphis’ skyline? Our new construction loans provide the financial foundation you need to turn blueprints into reality, providing steadfast backing from the project’s genesis to its successful completion.
Unlocking Stable Revenue: Our Residential Rental Loans
Tap into Memphis’ booming rental market with our residential rental loans. With a loan process that emphasizes property value over traditional credit checks, we enable you to seize the full potential of rental properties and generate a sustainable income stream.
The Agile Advantage: Our Multifamily Bridge Loan Program
Navigate the multifamily property sphere in Memphis with our multifamily bridge loan program. Whether you need short-term financing or a smooth transition between real estate deals, we offer the agility and convenience required to keep your investments flowing.
Just Funded Projects
January 2026
New Construction
Loan Amount
$835,100
After Repair Value$1,193,000
Purchase Price$425,000
Renovation Budget$576,221
Loan TypeNew Construction
- After Repair Value$1,193,000
- Purchase Price$425,000
- Renovation Budget$576,221
- Loan TypeNew Construction
Miller Place, NY
January 2026
Residential Rental Program (Buy & Hold)
Loan Amount
$920,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Jamaica, NY
January 2026
New Construction
Loan Amount
$236,210
After Repair Value$365,000
Purchase Price$256,233
Renovation Budget$39,000
Loan TypeNew Construction
- After Repair Value$365,000
- Purchase Price$256,233
- Renovation Budget$39,000
- Loan TypeNew Construction
Lakeland, FL
January 2026
Residential Rental Program (Buy & Hold)
Loan Amount
$165,750
Purchase Price$207,187
Loan TypeResidential Rental Program (Buy & Hold)
- Purchase Price$207,187
- Loan TypeResidential Rental Program (Buy & Hold)
Memphis, TN
December 2025
Fix & Flip
Loan Amount
$838,500
After Repair Value$1,129,000
Purchase Price$765,000
Renovation Budget$150,000
Loan TypeFix & Flip
- After Repair Value$1,129,000
- Purchase Price$765,000
- Renovation Budget$150,000
- Loan TypeFix & Flip
Bayport, NY
December 2025
Fix & Flip
Loan Amount
$1,841,503
After Repair Value$2,825,000
Purchase Price$755,500
Renovation Budget$1,410,975
Loan TypeFix & Flip
- After Repair Value$2,825,000
- Purchase Price$755,500
- Renovation Budget$1,410,975
- Loan TypeFix & Flip
Saddle River, NJ
December 2025
Fix & Flip
Loan Amount
$617,500
After Repair Value$1,065,000
Purchase Price$570,000
Renovation Budget$109,725
Loan TypeFix & Flip
- After Repair Value$1,065,000
- Purchase Price$570,000
- Renovation Budget$109,725
- Loan TypeFix & Flip
Gallatin, TN
December 2025
Fix & Flip
Loan Amount
$1,964,379
After Repair Value$3,000,000
Purchase Price$1,666,025
Renovation Budget$598,238
Loan TypeFix & Flip
- After Repair Value$3,000,000
- Purchase Price$1,666,025
- Renovation Budget$598,238
- Loan TypeFix & Flip
Sag Harbor, NY
December 2025
Fix & Flip
Loan Amount
$171,250
After Repair Value$263,000
Purchase Price$125,000
Renovation Budget$65,000
Loan TypeFix & Flip
- After Repair Value$263,000
- Purchase Price$125,000
- Renovation Budget$65,000
- Loan TypeFix & Flip
Albany, NY
December 2025
New Construction
Loan Amount
$650,000
After Repair Value$1,200,000
Purchase Price$500,000
Renovation Budget$606,950
Loan TypeNew Construction
- After Repair Value$1,200,000
- Purchase Price$500,000
- Renovation Budget$606,950
- Loan TypeNew Construction
Fulton, NY
November 2025
Fix & Flip
Loan Amount
$331,500
After Repair Value$510,000
Purchase Price$350,000
Renovation Budget$50,000
Loan TypeFix & Flip
- After Repair Value$510,000
- Purchase Price$350,000
- Renovation Budget$50,000
- Loan TypeFix & Flip
Sarasota, FL
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Frequently Asked Questions
We provide a broad range of tailored loan programs, swift approvals, flexible terms, and an experienced team ready to guide you at each step of your investment journey.
Yes, our hard money loans focus on the value of the property, making them accessible even for borrowers with a lower credit score.
Our hard money loans are specifically designed for non-owner occupied properties intended for investment, such as fix and flip properties, new constructions, residential rentals, and multifamily properties.
Ready to apply for a Hard Money Loans?
Get in touch with our experienced team for more details about our financing services.
Igniting Your Real Estate Dreams in Memphis, Tennessee, with Insula Capital Group
Choose Insula Capital Group and unlock the door to your real estate success in Memphis, Tennessee. As your dedicated private money lender, we are more than just a financial institution; we are your partners in real estate investment. Our recently funded projects showcase our commitment to fueling investor dreams, one property at a time.
Ready to embark on your investment journey? Start with our simple prequalification form, or dive right in with our detailed full loan application. Your path to real estate success in Memphis begins here. Contact us to schedule a consultation, and let’s begin shaping your real estate future together!