Hard Money Loans in Newark, NJ
Excellent healthcare, plenty of amenities, rich cultural history, and an incredibly diverse community are not the only aspects that make Newark stand out. The city’s brimming real estate investment opportunities also attract those looking to benefit from them.
If you’re looking for support to kick-start your journey toward constructing new projects or fixing and flipping properties with a lot of significance, hard money loans are a better choice than traditional bank loans.
Hard money lenders at Insula Capital Group can offer financial support so you can seize time-sensitive opportunities in Newark. Our speedy approval process and minimal paperwork make our hard money loans attractive funding options for your real estate investment projects.
Expect quick approval within one day once you submit your online application! Our team is dedicated to ensuring you don’t lose out on potential profits due to delays. With no prepayment penalties or hidden fees, our transparent approach sets us apart.
Get in Touch
Expand Your Wealth with Insula Capital Group’s Exclusive Hard Money Loan Options
We have established ourselves as an expert, adaptable and compassionate team of private money lenders. The deep understanding our team possesses regarding the unique dynamics and opportunities in the local real estate landscape can make your investment fruitful because we use this knowledge to offer customized financing solutions that align with your specific needs and financial situation.
Our expert in-house underwriting team in Newark understands your unique needs and the fast-paced dynamic of New Jersey’s real estate market. We can help you secure residential rental loans, multifamily & mixed-use loans, new construction loans, and fix & flip loans for various projects.
We aim to build long-term relationships with our clients, and that starts with offering financing that supports your success. Take a look at our previously funded projects to see how we have helped people achieve their financial and investment dreams.

Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
November 2021

Fix & Flip
Loan Amount
$209,300
After Repair Value$335,000
Purchase Price$130,000
Renovation Budget$105,300
Loan TypeFix & Flip
- After Repair Value$335,000
- Purchase Price$130,000
- Renovation Budget$105,300
- Loan TypeFix & Flip
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$106,500
After Repair Value$176,000
Purchase Price$62,000
Renovation Budget$60,000
Loan TypeFix & Flip
- After Repair Value$176,000
- Purchase Price$62,000
- Renovation Budget$60,000
- Loan TypeFix & Flip
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$311,750
After Repair Value$495,000
Purchase Price$310,000
Renovation Budget$32,750
Loan TypeFix & Flip
- After Repair Value$495,000
- Purchase Price$310,000
- Renovation Budget$32,750
- Loan TypeFix & Flip
North Babylon, NY
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Ready to apply for a Hard Money Loans?
Frequently Asked Questions
It’s not mandatory to prequalify for the loan but prequalification expedites the approval and funding delivery process. You can prequalify here. Alternatively, you can start our full loan application online with assistance from our experts. If you’re unsure about eligibility, discuss your financial situation with one of our team members.
Our private money lenders take into account multiple factors to determine interest rates. We consider your credit history, experience, economic conditions, and project feasibility.
Hard money loans are easier to acquire than other loans because they allow you to borrow against your existing property or some other collateral. Therefore, you can still borrow even with a very low credit score. While traditional lenders require good credit scores and income verification, we prioritize your property value, your overall plan, and your exit strategy.