Insula Capital Group

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Expand Your Wealth with Insula Capital Group’s Exclusive Hard Money Loan Options

We have established ourselves as an expert, adaptable and compassionate team of private money lenders. The deep understanding our team possesses regarding the unique dynamics and opportunities in the local real estate landscape can make your investment fruitful because we use this knowledge to offer customized financing solutions that align with your specific needs and financial situation.

Our expert in-house underwriting team in Newark understands your unique needs and the fast-paced dynamic of New Jersey’s real estate market. We can help you secure residential rental loans, multifamily & mixed-use loans, new construction loans, and fix & flip loans for various projects.

We aim to build long-term relationships with our clients, and that starts with offering financing that supports your success. Take a look at our previously funded projects to see how we have helped people achieve their financial and investment dreams.

Just Funded Projects

We are a leading nationwide private lender & real estate investment company.

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Multifamily/Mixed Use

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Fix & Flip Calculator

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Fix & Flip Financing

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New Construction

Hard Money Loan

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Residential Rental Program (Buy & Hold)

Private Lending Done Right.

A leading nationwide private lender & real estate investment company.

Frequently Asked Questions

It’s not mandatory to prequalify for the loan but prequalification expedites the approval and funding delivery process. You can prequalify here. Alternatively, you can start our full loan application online with assistance from our experts. If you’re unsure about eligibility, discuss your financial situation with one of our team members.

Our private money lenders take into account multiple factors to determine interest rates. We consider your credit history, experience, economic conditions, and project feasibility.

Hard money loans are easier to acquire than other loans because they allow you to borrow against your existing property or some other collateral. Therefore, you can still borrow even with a very low credit score. While traditional lenders require good credit scores and income verification, we prioritize your property value, your overall plan, and your exit strategy.