Hard Money Loans in San Francisco, CA
If you aren’t taking advantage of the incredible architecture and real estate market in San Francisco, you’re missing out!
San Francisco, CA, has one of the most lucrative markets to invest in for property developers. It is known for its competitive real estate, providing numerous opportunities for aspiring and experienced investors. Unfortunately, the booming market also increases property acquisition and construction costs. For investors struggling to finance their property refinancing or construction projects, hard and private money loans are often the most suitable option.
Learn more about Insula Capital Group’s private/hard money loans below!
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Find the Right Private Hard Money Lenders in San Francisco, CA
It isn’t as easy to find reliable hard money lenders in San Francisco as you might think. The financial market is becoming more saturated, making it important for investors to work only with reputable companies like Insula Capital Group.
Our team consists of highly skilled and trusted private money lenders. With over 30 years in business, we can tailor our new construction loans, fix & flip loans, residential rental programs, and multifamily/mixed-use loans per each borrower’s needs. Want to view our just-funded projects? Click here!
Explore Insula Capital Group’s Extensive Hard Money Loan Programs
Insula Capital Group prioritizes speed and quality of service over all else. You don’t have to worry about transparency or honesty when working with our in-house underwriters. We create specialized contracts to address all your unique concerns to the best of our ability.
Our application process is simple and quick. Just submit a complete online application via our website to get started. You can also download all of the required forms from our site for easy access. We approve loans within 24 hours so you can receive your funds as soon as possible.
Got any questions? Contact our team directly!
Just Funded Projects
June 2025
Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025
Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025
Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
November 2021
Fix & Flip
Loan Amount
$209,300
After Repair Value$335,000
Purchase Price$130,000
Renovation Budget$105,300
Loan TypeFix & Flip
- After Repair Value$335,000
- Purchase Price$130,000
- Renovation Budget$105,300
- Loan TypeFix & Flip
Philidelphia, PA
November 2021
Fix & Flip
Loan Amount
$106,500
After Repair Value$176,000
Purchase Price$62,000
Renovation Budget$60,000
Loan TypeFix & Flip
- After Repair Value$176,000
- Purchase Price$62,000
- Renovation Budget$60,000
- Loan TypeFix & Flip
Philidelphia, PA
November 2021
Fix & Flip
Loan Amount
$311,750
After Repair Value$495,000
Purchase Price$310,000
Renovation Budget$32,750
Loan TypeFix & Flip
- After Repair Value$495,000
- Purchase Price$310,000
- Renovation Budget$32,750
- Loan TypeFix & Flip
North Babylon, NY
November 2021
Fix & Flip
Loan Amount
$1,577,465
After Repair Value$2,487,500
Purchase Price$1,250,000
Renovation Budget$577,465
Loan TypeFix & Flip
- After Repair Value$2,487,500
- Purchase Price$1,250,000
- Renovation Budget$577,465
- Loan TypeFix & Flip
East Hampton, NY
November 2021
Fix & Flip
Loan Amount
$848,800
After Repair Value$831,000
Purchase Price$525,000
Renovation Budget$240,650
Loan TypeFix & Flip
- After Repair Value$831,000
- Purchase Price$525,000
- Renovation Budget$240,650
- Loan TypeFix & Flip
Jersey City, NJ
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Commercial Property Loans
Commercial Property Loans
Thousands of Clients Trust Our Company
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Ready to apply for a Hard Money Loans?
Frequently Asked Questions
Our loan programs have different terms. Our construction and refinancing loans are short-term loans with 12-month initial terms. Meanwhile, our rental mortgage programs are long-term loans having a 5-10 year ARMS or 30-year fixed term.
We consider factors like your credit score, investor experience, property location and value when evaluating borrower applications and deciding what we’re willing to lend.
No! We don’t apply prepayment penalties to any of our hard money loans or private money loans.
