Private Money Lenders | Hard Money Loans in Santa Fe, NM
At Insula Capital Group, we’re dedicated to turning your real estate aspirations into a reality. As leading private money lenders, our team goes above and beyond conventional financing options to provide tailor-made solutions that align with your investment goals.
With a deep understanding of the local real estate market, we empower you to seize lucrative opportunities in Santa Fe without having to wait long times for loan approvals. Our commitment lies in fueling your vision and ambition by offering strategic insights and financial backing to transform your property dreams into profitable realities.
Get in Touch
Hard Money Loan Solutions for Real Estate Investing in Santa Fe
Hard money loans by Insula Capital Group are designed to give you the speed and flexibility needed to maximize profits in the fast-paced real estate market. Whether you want to fix and flip properties or want private money lenders to help you breathe life into your dream construction project, we’ve got you covered.
We can help you secure residential rental loans, multifamily & mixed-use loans, new construction loans and fix & flip loans so you have access to ample financial support needed from project inception to completion.
Our hard money loans eliminate traditional credit score requirements and hefty down payments, focusing instead on the property’s value and empowering you to unlock sustainable income streams. We’ve got a convenient online application process where our team will examine your requirements and provide approval in twenty-four hours or less.
Contact us for more details about our financing options or explore our just-funded projects to find inspiration through our previous asset-based loan deals.
Just Funded Projects
January 2026
Fix & Flip
Loan Amount
$259,515
After Repair Value$360,000
Purchase Price$235,000
Renovation Budget$48,015
Loan TypeFix & Flip
- After Repair Value$360,000
- Purchase Price$235,000
- Renovation Budget$48,015
- Loan TypeFix & Flip
Wilmington, NC
January 2026
New Construction
Loan Amount
$835,100
After Repair Value$1,193,000
Purchase Price$425,000
Renovation Budget$576,221
Loan TypeNew Construction
- After Repair Value$1,193,000
- Purchase Price$425,000
- Renovation Budget$576,221
- Loan TypeNew Construction
Miller Place, NY
January 2026
Residential Rental Program (Buy & Hold)
Loan Amount
$920,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Jamaica, NY
January 2026
New Construction
Loan Amount
$236,210
After Repair Value$365,000
Purchase Price$256,233
Renovation Budget$39,000
Loan TypeNew Construction
- After Repair Value$365,000
- Purchase Price$256,233
- Renovation Budget$39,000
- Loan TypeNew Construction
Lakeland, FL
January 2026
Residential Rental Program (Buy & Hold)
Loan Amount
$165,750
Purchase Price$207,187
Loan TypeResidential Rental Program (Buy & Hold)
- Purchase Price$207,187
- Loan TypeResidential Rental Program (Buy & Hold)
Memphis, TN
December 2025
Fix & Flip
Loan Amount
$838,500
After Repair Value$1,129,000
Purchase Price$765,000
Renovation Budget$150,000
Loan TypeFix & Flip
- After Repair Value$1,129,000
- Purchase Price$765,000
- Renovation Budget$150,000
- Loan TypeFix & Flip
Bayport, NY
December 2025
Fix & Flip
Loan Amount
$1,841,503
After Repair Value$2,825,000
Purchase Price$755,500
Renovation Budget$1,410,975
Loan TypeFix & Flip
- After Repair Value$2,825,000
- Purchase Price$755,500
- Renovation Budget$1,410,975
- Loan TypeFix & Flip
Saddle River, NJ
December 2025
Fix & Flip
Loan Amount
$617,500
After Repair Value$1,065,000
Purchase Price$570,000
Renovation Budget$109,725
Loan TypeFix & Flip
- After Repair Value$1,065,000
- Purchase Price$570,000
- Renovation Budget$109,725
- Loan TypeFix & Flip
Gallatin, TN
December 2025
Fix & Flip
Loan Amount
$1,964,379
After Repair Value$3,000,000
Purchase Price$1,666,025
Renovation Budget$598,238
Loan TypeFix & Flip
- After Repair Value$3,000,000
- Purchase Price$1,666,025
- Renovation Budget$598,238
- Loan TypeFix & Flip
Sag Harbor, NY
December 2025
Fix & Flip
Loan Amount
$171,250
After Repair Value$263,000
Purchase Price$125,000
Renovation Budget$65,000
Loan TypeFix & Flip
- After Repair Value$263,000
- Purchase Price$125,000
- Renovation Budget$65,000
- Loan TypeFix & Flip
Albany, NY
December 2025
New Construction
Loan Amount
$650,000
After Repair Value$1,200,000
Purchase Price$500,000
Renovation Budget$606,950
Loan TypeNew Construction
- After Repair Value$1,200,000
- Purchase Price$500,000
- Renovation Budget$606,950
- Loan TypeNew Construction
Fulton, NY
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Thousands of Clients Trust Our Company
As seen on:
Ready to apply for a new construction loan?
Frequently Asked Questions
Our streamlined online prequalification form ensures a fast turnaround, with our team reviewing your application promptly and guiding you through the next steps accordingly. Apply now by filling out our online application and providing all the details and documentation required.
Hard money loans are relatively easier to acquire than other types of loans because they allow borrowing against an existing property or other collateral. Therefore, you may be still eligible to borrow even with a very low credit score. While traditional lenders require good credit scores and income verification, we prioritize your property value, your overall plan, and your exit strategy.
Hard money loans offer speed, flexibility, and accessibility to those with diverse credit backgrounds. These benefits make them an ideal financing option for time-sensitive real estate opportunities.
Enjoy a Smooth and Profitable Investment Journey with Hard Money Loans from Insula Capital Group
When you choose Insula Capital Group, as a leading private money lender, we ensure a successful partnership that champions your real estate dreams in Santa Fe. Our swift approvals, clear, concise, flexible, and fair terms, and personalized service allow you to seize the momentum, and unlock all real estate opportunities awaiting you. You can count on our private money lenders’ expertise to help you fund your projects and get one step closer to achieving your property investment goals.
Contact us now to get an idea of what loan programs may be feasible for your investment goals.
