Hard Money Loans in St. Louis, MO
Located near the Missouri River and the confluence of the Mississippi, St. Louis is the second largest city in the US. While it brims with world-class attractions and one of the most exquisite arts-and-culture scenes that are second to none, the real estate market’s positive growth trends are worth noticing.
Residential homes, condos, and townhouses in St. Louis, MO, continue to see massive growth in demand, resulting in a noteworthy increase of over 6% in property values in the region. Whether the low cost of living has made you want to shift to Mound City, or you just want to benefit from the ever-expanding real estate market through investments, we’re here to help.
Insula Capital Group offers a wide range of convenient loan programs to help you translate your architectural and investment dreams into reality. Our team in St. Louis understands the unique real estate landscape of the entire Missouri region.
Finance experts adept in loan regulations governing St. Louis can equip you with all the knowledge you need to invest through the most suitable financing solutions tailored to your requirements.
We offer a variety of loan programs to help investors with different types of property investment, including those associated with new construction loans, fix & flip financing, multifamily mixed-use loans, and residential rental loans.
We understand each investor’s portfolio and ambitions are unique. Working with us means you can choose the perfect tool to skyrocket profits for your investment. As one of the most reliable hard money lenders in St. Louis, MO, we can help you make the most of the city’s lucrative real estate opportunities!
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Just Funded Projects
June 2022
Fix & Flip
- Weiser, ID
Purchase Price
170,000
Renovation Budget
59,000
Loan Amount
207,000
After Repair Value
309,000
July 2022
Fix & Flip
- Washington, DC
Purchase Price
255,000
Renovation Budget
80,000
Loan Amount
296,750
After Repair Value
450,000
December 2021
Fix & Flip
- Centerreach, NY
Purchase Price
340,000
Renovation Budget
46,050
Loan Amount
321,300
After Repair Value
459,000
November 2021
Fix & Flip
- Hartford, CT
Purchase Price
149,000
Renovation Budget
70,000
Loan Amount
196,650
After Repair Value
290,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
130,000
Renovation Budget
105,300
Loan Amount
209,300
After Repair Value
335,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
62,000
Renovation Budget
60,000
Loan Amount
106,500
After Repair Value
176,000
November 2021
Fix & Flip
- North Babylon, NY
Purchase Price
310,000
Renovation Budget
32,750
Loan Amount
311,750
After Repair Value
495,000
November 2021
Fix & Flip
- East Hampton, NY
Purchase Price
1,250,000
Renovation Budget
577,465
Loan Amount
1,577,465
After Repair Value
2,487,500
November 2021
Fix & Flip
- Jersey City, NJ
Purchase Price
525,000
Renovation Budget
240,650
Loan Amount
848,800
After Repair Value
831,000
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Multifamily / Mixed-Used Commercial
Multifamily / Mixed-Used Commercial
Discover Bespoke Financing Solutions in St. Louis with Insula Capital Group
Initiate your investment journey today by filling out our online application. For more insights into our unique financing solutions, schedule a consultation with our expert team. Also, don’t forget to explore our just-funded projects to see the dreams we’ve helped come to life.

Ready to apply for a Hard Money Loans?
Frequently Asked Questions
Hard money loans can be used for various kinds of properties, including residential, commercial, and industrial property investment projects. We also have a range of loan programs that are designed for specific types of projects, such as flipping projects, new construction, residential rentals, and so on. These are the kind of projects that benefit the most from hard money loans since they’re most time-sensitive and require urgent capital.
At Insula Capital Group, we offer different loan programs, and they all have their own terms and limits. Our loan amounts typically range from about 60% to 75% of the property’s value. These numbers may vary depending on your project type, loan time, and so on.
Having prior real estate experience can be very advantageous but it’s not a strict requirement if you’re working with us here at Insula Capital Group. As hard money lenders, we consider the overall viability of the project and your ability to fully execute it.