Hard Money Loans in St. Louis, MO

Located near the Missouri River and the confluence of the Mississippi, St. Louis is the second largest city in the US. While it brims with world-class attractions and one of the most exquisite arts-and-culture scenes that are second to none, the real estate market’s positive growth trends are worth noticing.

Residential homes, condos, and townhouses in St. Louis, MO, continue to see massive growth in demand, resulting in a noteworthy increase of over 6% in property values in the region. Whether the low cost of living has made you want to shift to Mound City, or you just want to benefit from the ever-expanding real estate market through investments, we’re here to help.

Insula Capital Group offers a wide range of convenient loan programs to help you translate your architectural and investment dreams into reality. Our team in St. Louis understands the unique real estate landscape of the entire Missouri region.

Finance experts adept in loan regulations governing St. Louis can equip you with all the knowledge you need to invest through the most suitable financing solutions tailored to your requirements.

We offer a variety of loan programs to help investors with different types of property investment, including those associated with new construction loansfix & flip financingmultifamily mixed-use loans, and residential rental loans.

We understand each investor’s portfolio and ambitions are unique. Working with us means you can choose the perfect tool to skyrocket profits for your investment. As one of the most reliable hard money lenders in St. Louis, MO, we can help you make the most of the city’s lucrative real estate opportunities!

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    Discover Bespoke Financing Solutions in St. Louis with Insula Capital Group

    Initiate your investment journey today by filling out our online application. For more insights into our unique financing solutions, schedule a consultation with our expert team. Also, don’t forget to explore our just-funded projects to see the dreams we’ve helped come to life.

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    Frequently Asked Questions

    Hard money loans can be used for various kinds of properties, including residential, commercial, and industrial property investment projects. We also have a range of loan programs that are designed for specific types of projects, such as flipping projects, new construction, residential rentals, and so on. These are the kind of projects that benefit the most from hard money loans since they’re most time-sensitive and require urgent capital.   

    At Insula Capital Group, we offer different loan programs, and they all have their own terms and limits. Our loan amounts typically range from about 60% to 75% of the property’s value. These numbers may vary depending on your project type, loan time, and so on.

    Having prior real estate experience can be very advantageous but it’s not a strict requirement if you’re working with us here at Insula Capital Group. As hard money lenders, we consider the overall viability of the project and your ability to fully execute it.

    Ed Stock

    Managing Partner/Founder

    With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.