New Construction Loans in California
From sourcing the right raw materials to hiring an experienced architect, there are various aspects you’ll have to keep in mind during a construction project. If you want to get the best raw materials and hire a renowned contractor, you need the funds to make it possible. This is where our team can assist you. We offer asset-based construction loans to clients in California.
Here’s all you need to know about our new construction loans.
Get in Touch
Advantages Of Acquiring Hard Money Construction Loans
Construction loans are an ideal way for real estate investors in California to finance their projects. You can use them to build homes, complete property remodeling, or even pay for renovations. You can also use construction financing when you have a project that will take longer than expected because it gives you time to pay off contractors.

Find Out More About Our New Construction Loans In California
If you want to get financing for your construction project in California, we’ve got your back. We don’t want you worrying about paying for the construction of your building, so we’re here to help.
We know how hard it can be to get approval for a traditional construction loan and this is why we want to make the process easier for you. We have been helping our clients in California with their financial needs for over thirty years, and we strive to provide exceptional financing in the future. We offer competitive rates with no prepayment penalties and junk fees. Property developers and investors in California prefer to use our new construction loans because of our swift loan approval process.

Just Funded Projects
June 2025

Fix & Flip
Loan Amount
$137,200
Purchase Price
$120,000
Renovation Budget
$40,000
After Repair Value
$231,000
Albany, NY
July 2022

Fix & Flip
Loan Amount
$296,750
Purchase Price
$255,000
Renovation Budget
$80,000
After Repair Value
$450,000
Washington, DC
December 2021

Fix & Flip
Loan Amount
$321,300
Purchase Price
$340,000
Renovation Budget
$46,050
After Repair Value
$459,000
Centerreach, NY
November 2021

Fix & Flip
Loan Amount
$196,650
Purchase Price
$149,000
Renovation Budget
$70,000
After Repair Value
$290,000
Hartford, CT
November 2021

Fix & Flip
Loan Amount
$209,300
Purchase Price
$130,000
Renovation Budget
$105,300
After Repair Value
$335,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$106,500
Purchase Price
$62,000
Renovation Budget
$60,000
After Repair Value
$176,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$311,750
Purchase Price
$310,000
Renovation Budget
$32,750
After Repair Value
$495,000
North Babylon, NY
November 2021
Fix & Flip
Loan Amount
$1,577,465
Purchase Price
$1,250,000
Renovation Budget
$577,465
After Repair Value
$2,487,500
East Hampton, NY
November 2021

Fix & Flip
Loan Amount
$848,800
Purchase Price
$525,000
Renovation Budget
$240,650
After Repair Value
$831,000
Jersey City, NJ
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Let Us Help You!
Undoubtedly, construction loans are an easy way to get funds for any kind of home improvement project like new roofing or plumbing, or even just remodeling your kitchen. At Insula Capital Group, our application process is super easy and fast, so you can get started on your next big project as soon as possible.
We specialize in providing you with excellent construction loan deals in California and other states in the United States. Our team of expert lenders is made up of professionals who understand the challenges project owners face and have the experience to evaluate their projects to find adequate financing solutions.
Contact our team for more information about our new construction financing services.

Ready to apply for a New Construction Loans?
Frequently Asked Questions
Yes. You will be required to submit a few forms when completing your online application. Click here to download the forms.
We take multiple factors into account when deciding your interest rate. These factors may include your credit score, payment history, investor experience, and property location.
We offer specialized loan programs for various purposes. If you want to buy a property to repair and resell, you can greatly benefit from our fix & flip financing program.