New Construction Loans in San Jose, CA
Need financing for your upcoming property development project? The team at Insula Capital Group can help you at every step. We understand the financial challenges of starting a construction project in San Jose, and our team can solve your financial problems by providing exceptional new construction loans.
Here’s everything you need to know about new construction financing in San Jose, CA.
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Why Hard Money Construction Loans Are The Perfect Financing Option?
Many homeowners today find it difficult to get approved for traditional financing options. This is because there is a lack of available credit, and many banks are tightening their lending criteria. Hard money construction loans offer you a solution to this problem. They can help you finance your next home improvement project without worrying about waiting an eternity for loan approvals.
Achieve Your Financial Objectives With Our New Construction Loans In San Jose, CA
Want to achieve your financial objectives but don’t know how? Insula Capital Group has got your back! Our team of experts has extensive experience in construction finance, and we have helped countless businesses and individuals secure the capital they need to take their projects to the next level. We know what it takes to successfully navigate the loan process, and we will do everything in our power to ensure your financial goals are achieved.
Get in touch with us for more details about our new construction financing services or visit our website to check out our just-funded projects.
Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$224,250
After Repair Value$345,000
Renovation Budget$174,111
Loan TypeFix & Flip
- After Repair Value$345,000
- Renovation Budget$174,111
- Loan TypeFix & Flip
Lehigh Acres, FL
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Let Us Assist You In Completing Your Construction Project
As a trustworthy hard money construction financing company, we provide a range of lending services to homeowners and property owners in need of capital for home improvement projects. With our thirty years of experience in the real estate lending market, we can provide new construction loan deals with minimal paperwork and seamless approvals.
You can reach out to us to learn more about our hard money construction financing services in San Jose, CA.
Ready to apply for a New Construction loan?
Frequently Asked Questions
You can apply for fix & flip loans, residential rental programs, multifamily mixed-use loans, and new construction loans by using our full application form.
No, there aren’t pre-payment penalties with our new construction loans.
You need to complete three projects before applying for our construction loans.