New Construction Loans in Indianapolis, IN
When it comes to booming real estate, no other city in Indiana is as well-off as Indianapolis.
As the largest and most prosperous city in the state, Indy has quite a reputation among real estate developers. Trying to buy and build a property in the city can be a great idea in the long run. The problem arises when it’s time to fund that project. Many investors struggle to arrange funds for their construction projects in Indy.
If you’re in a similar situation, then a new construction loan might be the solution you’re looking for.
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How You Can Benefit from a New Construction Loan in Indianapolis, IN
New constructions are designed to help property developers and investors secure the funding they need. Private money lenders like Insula Capital Group offer this financing solution as per your specific project needs.
This is a short-term loan, which means it carries a 6-12 month term at most. While your construction project is going on, you will not be charged any principal payments. Instead, you will only have to make monthly interest-only payments. You can also access the funds whenever you want by requesting draws. Learn more through our FAQs.
Why Choose Insula Capital Group?
Insula Capital Group can be your trusted private money lender for life in Indiana. We have been helping investors like you for over three decades. So, reliable and quality services are our forte.
Our expert underwriters understand the stress you’re under as an investor. They are ready to address whatever concerns you have throughout the entire process. You can go through our recently-funded projects to see how we’ve helped other investors secure funding. When you work with us, you will be able to access your funds within a short amount of time. We even issue approvals within a day and release funds within five business days. Our other solutions include fix & flip financing, multifamily & mixed-use loans, and residential rental programs.
Just Funded Projects
December 2025
Fix & Flip
Loan Amount
$838,500
After Repair Value$1,129,000
Purchase Price$765,000
Renovation Budget$150,000
Loan TypeFix & Flip
- After Repair Value$1,129,000
- Purchase Price$765,000
- Renovation Budget$150,000
- Loan TypeFix & Flip
Bayport, NY
December 2025
Fix & Flip
Loan Amount
$1,841,503
After Repair Value$2,825,000
Purchase Price$755,500
Renovation Budget$1,410,975
Loan TypeFix & Flip
- After Repair Value$2,825,000
- Purchase Price$755,500
- Renovation Budget$1,410,975
- Loan TypeFix & Flip
Saddle River, NJ
December 2025
Fix & Flip
Loan Amount
$617,500
After Repair Value$1,065,000
Purchase Price$570,000
Renovation Budget$109,725
Loan TypeFix & Flip
- After Repair Value$1,065,000
- Purchase Price$570,000
- Renovation Budget$109,725
- Loan TypeFix & Flip
Gallatin, TN
December 2025
Fix & Flip
Loan Amount
$1,964,379
After Repair Value$3,000,000
Purchase Price$1,666,025
Renovation Budget$598,238
Loan TypeFix & Flip
- After Repair Value$3,000,000
- Purchase Price$1,666,025
- Renovation Budget$598,238
- Loan TypeFix & Flip
Sag Harbor, NY
December 2025
Fix & Flip
Loan Amount
$171,250
After Repair Value$263,000
Purchase Price$125,000
Renovation Budget$65,000
Loan TypeFix & Flip
- After Repair Value$263,000
- Purchase Price$125,000
- Renovation Budget$65,000
- Loan TypeFix & Flip
Albany, NY
December 2025
New Construction
Loan Amount
$650,000
After Repair Value$1,200,000
Purchase Price$500,000
Renovation Budget$606,950
Loan TypeNew Construction
- After Repair Value$1,200,000
- Purchase Price$500,000
- Renovation Budget$606,950
- Loan TypeNew Construction
Fulton, NY
November 2025
Fix & Flip
Loan Amount
$331,500
After Repair Value$510,000
Purchase Price$350,000
Renovation Budget$50,000
Loan TypeFix & Flip
- After Repair Value$510,000
- Purchase Price$350,000
- Renovation Budget$50,000
- Loan TypeFix & Flip
Sarasota, FL
November 2025
Fix & Flip
Loan Amount
$208,440
After Repair Value$296,000
Purchase Price$120,000
Renovation Budget$119,700
Loan TypeFix & Flip
- After Repair Value$296,000
- Purchase Price$120,000
- Renovation Budget$119,700
- Loan TypeFix & Flip
Troy, NY
November 2025
Fix & Flip
Loan Amount
$243,000
Loan TypeFix & Flip
- Loan TypeFix & Flip
Wilmington, NC
November 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$231,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Kingston, PA
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Thousands of Clients Trust Our Company
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Ready to apply for a new construction loan?
Frequently Asked Questions
The loan-to-cost ratio we offer is 75% including plans and permits.
You need to be an investor who has three completed projects and a certain credit score to qualify.
No, our new construction loans are only for 1-4 properties. We offer separate multifamily loans.
Contact Us to Book an Interview!
Feel free to get in touch with our representatives to schedule an initial interview. You can apply via the application forms on our website, too.
