New Construction Loans in Indianapolis, IN
When it comes to booming real estate, no other city in Indiana is as well-off as Indianapolis.
As the largest and most prosperous city in the state, Indy has quite a reputation among real estate developers. Trying to buy and build a property in the city can be a great idea in the long run. The problem arises when it’s time to fund that project. Many investors struggle to arrange funds for their construction projects in Indy.
If you’re in a similar situation, then a new construction loan might be the solution you’re looking for.
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How You Can Benefit from a New Construction Loan in Indianapolis, IN
New constructions are designed to help property developers and investors secure the funding they need. Private money lenders like Insula Capital Group offer this financing solution as per your specific project needs.
This is a short-term loan, which means it carries a 6-12 month term at most. While your construction project is going on, you will not be charged any principal payments. Instead, you will only have to make monthly interest-only payments. You can also access the funds whenever you want by requesting draws. Learn more through our FAQs.


Why Choose Insula Capital Group?
Insula Capital Group can be your trusted private money lender for life in Indiana. We have been helping investors like you for over three decades. So, reliable and quality services are our forte.
Our expert underwriters understand the stress you’re under as an investor. They are ready to address whatever concerns you have throughout the entire process. You can go through our recently-funded projects to see how we’ve helped other investors secure funding. When you work with us, you will be able to access your funds within a short amount of time. We even issue approvals within a day and release funds within five business days. Our other solutions include fix & flip financing, multifamily & mixed-use loans, and residential rental programs.
Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$1,729,700
After Repair Value$3,500,000
Purchase Price$1,020,000
Renovation Budget$964,700
Loan TypeFix & Flip
- After Repair Value$3,500,000
- Purchase Price$1,020,000
- Renovation Budget$964,700
- Loan TypeFix & Flip
Arlington, VA
July 2025

Fix & Flip
Loan Amount
$224,250
After Repair Value$345,000
Renovation Budget$174,111
Loan TypeFix & Flip
- After Repair Value$345,000
- Renovation Budget$174,111
- Loan TypeFix & Flip
Lehigh Acres, FL
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Ready to apply for a new construction loan?
Frequently Asked Questions
The loan-to-cost ratio we offer is 75% including plans and permits.
You need to be an investor who has three completed projects and a certain credit score to qualify.
No, our new construction loans are only for 1-4 properties. We offer separate multifamily loans.
Contact Us to Book an Interview!
Feel free to get in touch with our representatives to schedule an initial interview. You can apply via the application forms on our website, too.
