New Construction Loans in Michigan
Michigan is known for its bustling atmosphere, low cost of living, and Great Lakes shorelines, so a new property in the state sounds like a great idea!
But, of course, exceptional constructions require great financing, and we’ve got you covered on that front!
As Michigan’s most reliable private money lender, Insula Capital Group offers excellent new construction loans and fix and flip loans.
Let’s make all your construction ideas come to life!
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Start Your Construction Projects with Better Financing
A great construction plan shouldn’t be held back due to financial restraints, so new construction loans are your best bet. At Insula Capital Group, we offer new construction loans for real estate investors across Michigan.
When you need to kickstart a new project, our loans will provide all the financing you need.
Why Choose New Construction Loans Offered by Insula Capital Group
New construction loans like the ones offered by us at Insula Capital Group have been created to provide quick funding with minimal hassle. With our efficient underwriting process, we get your loan approvals quickly so you can begin your construction project right away.
Whether it’s material you need to pay for or permits that need to be acquired, our Michigan new construction loans will help with it all. You will have access to the funds you require at every stage of the construction process, and our team of experts to help you navigate all the logistics involved! Learn More
Let Us Make Your Dream A Reality With The Best New Construction Loan Deals in Michigan
We are Michigan’s top choice for new construction loans and for good reason. With us on board, you have fewer worries and better, more competitive rates. Our team is incredibly cooperative and understands that there can be no one-size-fits-all approach when it comes to construction loans. This is why we offer customized deals that fit your exact requirements.
We strive to make the process hassle-free, staying with you throughout to ensure you have the funds needed to complete your project. As the most reliable hard money lenders in Michigan, we’re dedicated to offering the best financing services to all our clients across the state and beyond.
Our new construction loans in Michigan are some of the best deals you’ll find:
- No prepayment penalty
- 1-Year Term (Short-Term Contracts)
- Only three completed projects are required.
- 75% loan-to-cost ratio (with plans and permits)
- Up to 70% after completed value.
Just Funded Projects
April 2026
Fix & Flip
Loan Amount
$906,605
After Repair Value$1,350,000
Purchase Price$1,075,000
Renovation Budget$94,605
Loan TypeFix & Flip
- After Repair Value$1,350,000
- Purchase Price$1,075,000
- Renovation Budget$94,605
- Loan TypeFix & Flip
Brooklyn, NY
April 2026
Fix & Flip
Loan Amount
$1,180,500
After Repair Value$1,650,000
Purchase Price$670,000
Renovation Budget$577,500
Loan TypeFix & Flip
- After Repair Value$1,650,000
- Purchase Price$670,000
- Renovation Budget$577,500
- Loan TypeFix & Flip
Franklin Square
April 2026
New Construction
Loan Amount
$1,601,777
Loan TypeNew Construction
- Loan TypeNew Construction
Suffolk County, NY
March 2026
Fix & Flip
Loan Amount
$738,000
After Repair Value$1,130,000
Purchase Price$600,000
Renovation Budget$228,000
Loan TypeFix & Flip
- After Repair Value$1,130,000
- Purchase Price$600,000
- Renovation Budget$228,000
- Loan TypeFix & Flip
Melbourne, FL
March 2026
Fix & Flip
Loan Amount
$632,025
After Repair Value$926,000
Purchase Price$465,000
Renovation Budget$236,775
Loan TypeFix & Flip
- After Repair Value$926,000
- Purchase Price$465,000
- Renovation Budget$236,775
- Loan TypeFix & Flip
Gallatin, TN
March 2026
Fix & Flip
Loan Amount
$204,550
After Repair Value$318,000
Purchase Price$148,500
Renovation Budget$70,900
Loan TypeFix & Flip
- After Repair Value$318,000
- Purchase Price$148,500
- Renovation Budget$70,900
- Loan TypeFix & Flip
Troy, NY
March 2026
Fix & Flip
Loan Amount
$249,520
After Repair Value$420,000
Purchase Price$220,000
Renovation Budget$51,520
Loan TypeFix & Flip
- After Repair Value$420,000
- Purchase Price$220,000
- Renovation Budget$51,520
- Loan TypeFix & Flip
Atlanta, GA
February 2026
Fix & Flip
Loan Amount
$248,869
After Repair Value$409,000
Purchase Price$145,000
Renovation Budget$147,787
Loan TypeFix & Flip
- After Repair Value$409,000
- Purchase Price$145,000
- Renovation Budget$147,787
- Loan TypeFix & Flip
Decatur, GA
January 2026
Fix & Flip
Loan Amount
$259,515
After Repair Value$360,000
Purchase Price$235,000
Renovation Budget$48,015
Loan TypeFix & Flip
- After Repair Value$360,000
- Purchase Price$235,000
- Renovation Budget$48,015
- Loan TypeFix & Flip
Wilmington, NC
January 2026
New Construction
Loan Amount
$835,100
After Repair Value$1,193,000
Purchase Price$425,000
Renovation Budget$576,221
Loan TypeNew Construction
- After Repair Value$1,193,000
- Purchase Price$425,000
- Renovation Budget$576,221
- Loan TypeNew Construction
Miller Place, NY
January 2026
Residential Rental Program (Buy & Hold)
Loan Amount
$920,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Jamaica, NY
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Thousands of Clients Trust Our Company
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Do You Need New Construction Loans in Any of These Michigan Cities?
Ann Arbor, MI Detroit, MI Grand Rapids, MI Sterling Heights, MI Warren, MI
If you’re looking for a new constriction loan in any of the cities mentioned above, get in touch with our team! In case your city isn’t listed above, you can contact us to confirm our financial services in your region. Contact Us