New Construction Loans in Texas
With excellent employment opportunities and diverse cities, Texas is a popular destination among retirees, young professionals, and families alike. It’s also more affordable to live in Texas, and it’s just as warm.
So if you’re planning to kickstart a new construction project, Texas is the right place to start. You can get new construction loans to finance your project.
Here’s all you need to know about Insula Capital Group’s new construction loans in Texas and get in touch with our financial experts.
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New Constructions Loans for Your Projects in Texas
New construction loans are intended to expedite a construction project without interruption. These loans provide quick funding to those looking to invest and build real estate properties and buildings. When opting for these projects, you don’t have to wait in line for approval. Private money lenders like us can help you find quick funding for your project.
Get Better Financing From A Reliable Hard Money Lender
With Insula Capital Group as your funding partner, you don’t have to worry about financing your construction project. We ensure that your project reaches completion smoothly with no interruption.
Our team of lenders and underwriters is dedicated to using their years of experience to create a hassle-free experience for you. We work with you every step of the construction project with the necessary funds. There’s no repayment penalty, and you can get loan approval with only three previous construction projects in your portfolio.
Our deals are viable for real estate property developers, whereas our short-term loans feature a 1-year, 75% loan-to-cost ratio to appeal to a large base of developers. Discover our loan programs, including fix & flip financing, multi-family & mixed-use loans, and residential rental programs.
Check out our Just Funded Projects now! Apply Now
Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
November 2021

Fix & Flip
Loan Amount
$209,300
After Repair Value$335,000
Purchase Price$130,000
Renovation Budget$105,300
Loan TypeFix & Flip
- After Repair Value$335,000
- Purchase Price$130,000
- Renovation Budget$105,300
- Loan TypeFix & Flip
Philidelphia, PA
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
We Can Help!
Get new construction loans in Houston, San Antonio, Dallas, Austin, and Fort Worth, Texas, with Insula Capital Group. In case you don’t find your city, reach out to our team to confirm whether we offer services in your region. Contact us today!

Ready to apply for a New Construction loan?
Frequently Asked Questions
The terms of the loan vary from project to project depending on the borrower’s eligibility and project specifics. Reach out to us for more information on the terms and conditions based on your project.
Yes, you can. Our new construction loans can be used to finance any type of construction project – be it residential, commercial, multi-family, or mixed-use projects. We can devise a plan for you based on your project requirements.
The approval process for construction loans in Texas varies. We consider different factors, such as project complexity, to approve a loan, but we assure quick funding than others. Our team is committed to reducing approval time to minimize delays on your project.