Patrick Rigney

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100% Rehab Financing: How to Leverage 100% Loan-to-Cost in Your Flip Projects

Flipping houses can be a game-changer for real estate investors, but securing the right financing is crucial. That’s where 100% rehab financing comes in! Imagine covering both your purchase and renovation costs without draining your savings. Sounds great, right? The role of bridge loans in house flipping is crucial in making this possible, offering quick and flexible

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Private Money Lending vs. Traditional Bank Loans: Which Option Suits Your Investment Best?

When it comes to financing your next big real estate project, you’re probably weighing the pros and cons of private money lending vs. traditional bank loans. Whether you’re looking to fund a fix and flip loan, secure new construction loans, or find a lender that works for your unique needs, choosing the right financing option

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Top 5 Mistakes to Avoid When Applying for Fix-and-Flip Financing

Fix-and-flip projects are a great way to generate income in real estate, but financing these endeavors requires careful planning. Many investors make critical mistakes during the application process, which can delay or even derail their projects. This blog will explore the top five mistakes to avoid when applying for fix-and-flip financing, ensuring you’re prepared to secure

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Navigating New Construction Loans: How to Fund Your Next Building Project

Building a new home or commercial property is an exciting venture, but it comes with unique financial challenges. Unlike traditional mortgages, new construction loans are tailored to meet the specific needs of financing a construction project. Here’s a detailed guide on how to navigate these loans and fund your next building project effectively. What Are New

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Hard Money Lenders vs. Traditional Lenders: Which Is Better for New Construction Projects?

New construction projects are exciting ventures, offering the opportunity to create a custom property tailored to specific needs. However, financing is often the most challenging part of the process. Selecting the right type of lender can significantly impact the project’s timeline, cost, and overall success. Two primary options for financing new construction projects are hard

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The Ultimate Guide to Fix-and-Flip Financing for Real Estate Investors

Fix-and-flip real estate investing has become a popular strategy for generating quick returns by purchasing properties, renovating them, and selling them at a higher price. While the potential profits are enticing, the process requires careful planning—especially when it comes to financing. Understanding the available options and choosing the right funding strategy can make or break

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How Development Loans Can Fuel the Growth of Your Real Estate Business

When it comes to real estate, the ability to scale your business and take advantage of opportunities is crucial for long-term success. One of the key factors in accelerating growth is having the financial flexibility to expand your portfolio, enhance your market presence, and maintain healthy cash flow. Development loans can serve as a powerful tool to

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Understanding the Different Types of Development Loans: Which One is Right for Your Project

Embarking on a development project is an exciting venture, but it often requires substantial financial backing to turn your vision into reality. This is where development loans come into play. Understanding the different types of loans available can help you choose the best option that aligns with your project’s scope, timeline, and financial needs. Read on as

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.