Patrick Rigney

From California’s wildfire zones to Florida’s hurricane paths and Colorado’s flood-prone valleys, climate risk is becoming a central factor in real estate investment. As weather patterns grow more extreme and insurers tighten coverage, developers and investors are adjusting their strategies—and their capital sources. In 2025, private money is playing a crucial role in financing resilient […]

Investing in multi-tenant office buildings can be a lucrative opportunity, offering stable income from multiple tenants and strong long-term appreciation. However, financing such properties can be complex due to the risks and requirements involved. Whether you’re a seasoned investor or a new entrant into the commercial property market, understanding the process to secure a commercial

Mixed-use development, an integration of retail, residential, and office spaces, has become a popular investment model in both urban and suburban real estate markets. These properties attract diverse tenants and yield multiple revenue streams, but their complexity also makes them harder to finance through traditional channels. That’s where a commercial property loan for mixed-use development comes into

Securing the right financing is the cornerstone of any successful commercial real estate investment. Among the most critical decisions you’ll make is whether to go with fixed or variable commercial property loan interest rates. This choice doesn’t just affect your monthly payments, it can significantly impact your cash flow, risk exposure, and long-term returns. From rising

In competitive real estate markets like Florida, Texas, and California, timing is essential. Investors who can close quickly, renovate efficiently, and lease rapidly enjoy significant advantages. Residential bridge loans—a type of short‑term bridge loan—have emerged as powerful financing tools for investors pursuing rental property projects. These loans deliver rapid funding, flexible terms, and streamlined processes,

Mixed‑use and multifamily properties—those combining residential, retail, office, and even hospitality—are capturing investor attention in competitive urban markets like New York and California. These projects offer diversified income streams and long‑term asset appreciation. However, they also demand complex financing solutions that can accommodate acquisition, renovation, and lease‑up phases. This is where bridge loans for real estate shine, offering

In fast-growing states like Texas and Florida, developers are racing to capitalize on land development and new construction projects. With a rising population and increasing demand for housing and commercial space, speed and certainty in funding are the deciding factors in success. Whether you’re planning a new residential subdivision in Houston or a mixed-use tower

New York’s real estate market is known for its fast pace and high demand. Investors are always searching for reliable financing options that match the market’s complexity. For those focused on income-producing rental properties, DSCR loans in New York have become a popular choice. These loans focus on property income rather than personal income, offering flexibility

Real estate investors in Florida often face a familiar hurdle: traditional loan approvals based on personal income or tax returns. But DSCR loans (Debt Service Coverage Ratio loans) offer a different path. Instead of focusing on your income, these loans assess your property’s cash flow. That makes understanding DSCR loan requirements in Florida not just helpful, but