Patrick Rigney

The real estate landscape in 2025 is anything but uniform. While national housing markets tell one story, the real movement is happening at the state level. Shifts in population, job growth, and housing policy have created unique microclimates across the country, particularly in states like Florida, Texas, Arizona, and North Carolina. These state-level real estate

The real estate market is a dynamic landscape, constantly shifting through economic cycles that impact property values, interest rates, and investment opportunities. For real estate investors, understanding these market cycles is crucial to making informed decisions and maximizing profits. However, no matter the market conditions—whether booming or in decline—there is always an opportunity for savvy

Are traditional lenders slowing down your portfolio growth? You’re not alone. According to a 2024 report by the National Rental Home Council, individual investors own over 70% of all single-family rental homes in the U.S.—and many are actively seeking to grow. Yet despite the opportunity, seasoned investors often hit a common wall: banks. Banks demand full documentation.

Balancing risk and reward is at the core of every real estate development project. While the potential for high returns is enticing, the uncertainties of construction costs, market fluctuations, and regulatory hurdles can pose significant financial risks. The key to navigating these challenges successfully lies in structuring new construction loans wisely. For developers and investors, securing

Have you ever lost a promising single-family rental deal because the financing just didn’t come through fast enough—or worse, came with terms that didn’t match your project’s scale or timeline? You’re not alone. Across California, Florida, New York, and Texas, demand for single-family rentals (SFRs) continues to surge. In fact, 44 million U.S. households are now renters—an all-time

Real estate investors understand that securing the right financing can make or break a deal. In a fast-moving market, waiting weeks or months for traditional bank loan approvals can result in missed opportunities. That’s why many experienced investors prefer hard money loans vs. banks, leveraging the speed, flexibility, and accessibility that private lenders offer. Whether you’re

Have you ever wondered why Florida’s real estate market continues to thrive while others fluctuate? With a population growing at nearly 900 people per day, demand for residential, commercial, and mixed-use developments is skyrocketing. Florida’s business-friendly tax policies, influx of retirees, and thriving tourism industry make it a prime location for developers looking to capitalize on

Are you trying to scale your rental property investments but find financing to be the biggest roadblock? You’re not alone. Many seasoned investors admit that understanding how to leverage financing effectively is what often separates slow growth from a scalable, income-generating portfolio. That’s where Insula Capital Group comes in—offering speed, flexibility, and loan programs built specifically