Patrick Rigney

If you’re a commercial real estate investor, your needs may not always be met with traditional loaning options. This is where hard money loans come in. Also known as private money lendings, in these loans, the collateral, which is the property being purchased, is the biggest factor, instead of the borrower’s credit profile. An investment […]

Do you know what does your FICO score is? If not, it’s time to find out. Your FICO score is calculated by the three major credit bureaus (TransUnion, Equifax, and Experian) and can be a powerful tool in planning when it comes to securing big loans like mortgages. It measures how much you’ve borrowed from

After you’ve applied for a loan, you may be told that your loan application has been rejected. But what does this mean? Sure, it can be annoying when you must start the whole process all over again, but there’s often a straightforward reason for rejection. To avoid rejection in the future and receive the best

Most people buy a home using mortgage financing; this allows them to pay the sum in manageable installments with interest. Before approving a loan request, mortgage lenders gauge the borrower’s creditworthiness—this process of approval is called mortgage underwriting. Let’s learn more about the process of mortgage underwriting. Mortgage underwriting—what is it? The credit union, bank, or

Real estate investors earn money through rental income.

Fix and flip loans allow buyers to acquire properties as quickly as possible and have access to funds for construction and renovation purposes.

Real estate has something for everyone, so there are multiple ways to invest in it. Investors spent billions on their investment just in 2021. But for those that want to accumulate their investments and grow their wealth, the first step is to make a real estate portfolio. Then they can work on growing it. Building

The US housing market is growing in funding and investment opportunities. The demand for properties for both purchase and for renting, are growing even faster! What better time than now to enter the real estate market and diversify your investment portfolio? There are also so many different investment opportunities, one being the rental housing market.

Flipping houses is a lucrative aspect of real estate investing. Investors can turn a failing property into one that gives high ROI in a matter of weeks and months. What flipping houses does need is rehab costs and patience to make it the best it can be. But how do you flip a house if you

Investing in rental real estate is an effective way to make passive income. But it’s not the easiest strategy to understand and implement for beginners. An alternative that will also help beginners improve their ROI is investing in Airbnb rentals. Airbnb is gaining more popularity. Around 60% of travelers prefer getting an Airbnb rental over a