September 2026

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Why Waiting 90 Days for Traditional Bank Underwriting Is an Expensive Hobby

In real estate investing, timing often determines profitability. A strong opportunity can emerge unexpectedly and disappear just as quickly. While traditional banks remain a common source of financing, their lengthy underwriting processes can create significant challenges for investors who need to act fast. For many investors, waiting 60 to 90 days—or even longer—for a loan […]

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Don’t Overpay for Decades: How Short-Term Multifamily Financing Keeps Your Portfolio Agile

Multifamily investing is often associated with long-term ownership, but not every financing structure needs to stretch across decades. In fact, locking into long-term debt too early can limit flexibility, reduce returns, and make it harder to respond to changing market conditions. Short-term multifamily financing offers an alternative approach. It allows investors to acquire, reposition, and

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.