Patrick Rigney

A bag full of money

The Multi-State Playbook: Using Bridge Loans to Grow Across Texas, Florida, and New York

Real estate investors looking to scale quickly and strategically often hit one major obstacle—traditional financing. Standard bank loans come with lengthy approval processes, rigid requirements, and limited adaptability. That’s where bridge loans for real estate offer a powerful alternative, especially when operating across multiple states like Texas, Florida, and New York. With private bridge loans, investors […]

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A fanned stack of U.S. one hundred dollar bills laid on top of a white envelope

DSCR Loans Explained: The Smarter Way to Finance Rental Properties

If you’re a real estate investor looking to grow your portfolio without jumping through hoops to prove your income, DSCR loans for rental properties might just be your new best friend. These innovative loans base approval on rental income instead of your personal income—making them an ideal tool for savvy investors who want flexibility. What Is a

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Bridge Loans vs. Hard Money

Bridge Loans vs. Hard Money: What’s Best for Your Multifamily Strategy?

In the dynamic world of multifamily real estate, investors often face situations that demand speed and flexibility when it comes to financing. Whether you’re acquiring a distressed property, undertaking a significant renovation, or bridging a gap in traditional financing, understanding your loan options is crucial. Two prominent short-term financing solutions that frequently come into play

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a person's hands signing a document with a pen.

The Benefits of Stated Income Loans for Self-Employed Investors

Being your own boss definitely has its perks—flexible schedule, unlimited income potential, and control over your destiny. But when it comes to securing traditional real estate loans? That’s when things can get… complicated. If you’re self-employed, you already know that conventional loans tend to ask for a mountain of paperwork—tax returns, pay stubs, W-2s, profit-and-loss

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The Versatility of Investment Property Loans for Borrowers

In the dynamic world of real estate investing, having access to the right financing is often the key to success. Whether you’re flipping houses, purchasing rental properties, or expanding your portfolio, investment property loans offer the flexibility and funding necessary to turn opportunity into profit. These specialized loans are tailored for borrowers looking to invest in

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Multifamily Market Trends 2025: Why Multifamily Bridge Financing Is More Relevant Than Ever

The multifamily real estate market in 2025 continues to evolve with interest rate trends, fluctuating capital availability, and persistent housing demand. While the market has shown resilience, particularly with strong demand offsetting new supply, investors are facing a high-barrier lending environment. In this dynamic scenario, multifamily bridge financing has emerged as an increasingly valuable and strategic tool for

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professionals working together to renovate a space

Maximize Returns with Fix and Flip Investment Property Loans: A Strategic Financing Solution

In today’s dynamic real estate landscape, investors are constantly seeking opportunities to maximize returns while managing risk. One proven path to profitability is through fix and flip loans—a strategic and agile financing solution designed for short-term property investments. Whether you’re a seasoned investor or just entering the real estate game, understanding the nuances of investment

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Stacks of hundred-dollar bills

Bridge Loans vs. Traditional Financing: When Speed and Flexibility Matter Most

In the fast-paced world of real estate investment, timing can be everything. Whether you’re looking to purchase a new property, renovate an existing one, or bridge a temporary financing gap, choosing the right funding option is crucial. Two common paths investors consider are bridge loans for real estate and traditional financing. Understanding the differences between these

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a couple consulting an agent.

How Savvy Investors Use Bridge Loans to Scale Their Multifamily Portfolio in 24 Months or Less

In the dynamic world of real estate, opportunities often demand speed and strategic capital deployment. For aggressive investors looking to rapidly expand their multifamily portfolio, traditional financing can be a bottleneck. This is where multifamily bridge loans emerge as a powerful tool, enabling swift acquisitions, value-add renovations, and rapid repositioning to achieve significant growth in a

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A black miniature house on a person’s palm

How to Choose the Right Development Loan Lender: Questions Every Borrower Should Ask

Securing funding for real estate development isn’t just about getting capital—it’s about getting it from the right source. With high stakes, tight timelines, and substantial risks, choosing the right development loan lender can be the difference between a successful build and a stalled site. However, many borrowers make the mistake of accepting the first offer that

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.