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Midwest Momentum: Why Ohio, Indiana, and Michigan Are Back on Serious Investors’ Radars

The Midwest has been ignored for quite some time by multiple investors when finding a property to purchase. Places with coastal areas and urban cities are more prone to getting attention due to the rapidly growing prices and market value. During this time, states that are in the midst of the country were rebuilding. As […]

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Capital Stacking for Real Estate Development: How Investors Fund Larger Projects

Scaling real estate projects often requires more than a single loan or financing source. The concept of real estate capital stacking allows developers to combine multiple funding streams, including equity, debt, and private financing, to secure sufficient capital for larger projects. This approach helps manage risk, optimize cash flow, and ensure projects move forward efficiently. Developers

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Bridge Loans vs. Construction Loans: Which Is Right for Your Development Project?

For real estate developers and investors, choosing the correct financing vehicle can make the difference between a smooth project and costly delays. The bridge loan vs construction loan debate is central to this decision, as each type of funding serves distinct purposes in development projects. Understanding how and when to use each option ensures that projects

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Residential Development Loans 101: Building Homes with the Right Funding

Imagine a developer ready to break ground on a promising new housing community but unsure which financing route will sustain the project from start to finish. Residential development loans provide the capital needed to acquire land, build homes, and manage costs throughout construction. Choosing the right loan structure ensures steady cash flow, protects timelines, and prevents

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10 Common Mistakes to Avoid When Applying for a Development Loan

A builder or developer prepares a promising project proposal, confident in its potential, but the loan application takes weeks or even months to move forward. Many real estate investors face this issue when applying for development loans without understanding what lenders expect. A strong application requires strategy, preparation, and financial accuracy. Even experienced developers make

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The Complete Investor’s Guide to DSCR Mortgage Loans

Real estate investors often face one major roadblock when scaling their portfolios, traditional lenders demanding proof of personal income. That’s where DSCR mortgage loans come in. These innovative financing options are transforming how investors buy and refinance rental properties by focusing on the property’s ability to generate income, not the borrower’s paycheck. Here’s a detailed guide

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Why Hard Money Loans Are the Go-To Financing Option for 2026 Fix & Flip Projects

The U.S. fix-and-flip market in 2026 is shaped by intense competition, fluctuating interest rates, and tighter bank lending standards. Traditional lenders remain cautious due to economic uncertainty, regulatory pressure, and stricter underwriting requirements. As a result, investors increasingly rely on private capital to acquire and renovate properties quickly. Hard money loans have become the preferred financing option

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Building Rental Portfolios with DSCR Loans in New York

New York’s real estate market continues to attract investors looking to build sustainable wealth. However, many investors face the same obstacle: qualifying for financing that doesn’t rely on personal income. That’s where DSCR rental loans New York come in. For investors seeking to expand their rental portfolios, here’s how DSCR loans simplify access to capital, improve cash

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Hard Money Loans in 2026: Fast Funding Solutions for Real Estate Investors

The U.S. real estate market in 2026 is defined by elevated interest rates, tighter traditional lending standards, and growing demand for alternative financing. While mortgage rates are expected to stabilize near the low-6% range, they remain far above historic lows, pushing investors to seek faster and more flexible capital sources. At the same time, private

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Navigating DSCR Loan Requirements in California: What Every Investor Must Know

Investing in California’s real estate market has always been appealing. Yet, securing traditional financing can often be a challenge, especially for investors without steady W-2 income or conventional tax documentation. That’s where DSCR loans come into play. Here’s why understanding DSCR loan requirements California is the key to unlocking this powerful financing tool. What Is a DSCR

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.