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Top Construction Loan Lenders in Washington State for Home Builders

Building your dream home in the Evergreen State? Whether you’re crafting a cozy cottage in Spokane or a modern masterpiece in Seattle, choosing the right new construction loan in Washington is one of the most important steps in your journey. Construction loans are unique—they provide financing to cover the cost of building a home from the […]

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Small white model house covered in dollar bills placed on a surface full of U.S. currency

Construction Loans vs. New Construction Loans: What’s the Difference?

Building a home or launching a real estate project is a big step, and choosing the right type of loan can either make the process smoother or slow everything down. When you look into real estate financing, two common terms often show up: construction loans and new construction loans. While they sound similar, they aren’t

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An image of two people in an office shaking hands, symbolizing the closing off on a deal.

Private Lending for Commercial Property: A Smart Move for Quick Closings?

Commercial real-estate is all about speed. Whether you’re eyeing a retail strip, office building, or industrial facility, the ability to move quickly can make or break a deal. Unfortunately, traditional lenders are often too slow to compete. That’s where private lending for commercial property becomes a strategic advantage. Let’s dive into how private loans work in

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Illustration of a crane lifting a dollar sign with people working on construction

New Construction Loans in Texas: What You Need to Know Before You Build

If you’re planning to build a home or investment property from the ground up, you’ll need more than just blueprints and ambition. You’ll also need financing. That’s where new construction loans in Texas come in. These loans give you access to the money you need to pay for materials, labor, permits, and other building expenses. However,

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An image of a toy truck excavator picking up on coins in a blue background.

Funding Multiple Flips at Once? Here’s How Private Loans Can Help

Scaling your fix-and-flip business takes more than just a good eye for real estate deals. It requires access to fast, flexible capital. Whether you’re expanding into new markets or juggling multiple rehab projects at once, traditional financing often can’t keep pace with your goals. That’s where private loans lenders for multiple flips come in. These investor-focused

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Real estate investor reviewing renovation plans for a flipped home in Charlotte, North Carolina

The Loan That Lets You Flip in North Carolina Without Slowing Down

North Carolina’s housing market is on fire—especially in cities like Charlotte and Raleigh, where demand for renovated homes keeps growing. But for real estate investors, the biggest challenge isn’t finding properties—it’s funding them fast enough. Traditional mortgages are too slow for the pace of flipping. That’s where fix-and-flip loans in North Carolina come in. These short-term, asset-based

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An image of a wooden, miniature house with two measuring tapes making graph-like lines.

DSCR Loans for Government-Supported Housing: What You Should Know

Real estate investors are increasingly turning to DSCR loans as a powerful tool to finance rental properties. When it comes to government-supported housing, such as Section 8 rentals or properties leased through HUD programs, questions often arise about how these properties fit into DSCR loan qualifications. Can government-backed rents be used to meet DSCR requirements? What do

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Cheque symbolizing funding for hard money borrowing in real estate.

Hard Money Borrowing: How to Navigate the Risks and Maximize Rewards

In the fast-paced world of real estate investing, access to quick funding can be the difference between seizing an opportunity and watching it slip away. This is why many investors turn to hard money borrowing. While this option can be a game changer, it isn’t without its pitfalls. Understanding hard money borrowing risks and knowing how

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Person holding house keys symbolizing flexible commercial hard money loan solutions.

Tailored Hard Money Solutions for Commercial Property Success

When it comes to expanding your commercial real estate portfolio, securing quick, flexible funding can make all the difference between seizing an opportunity and watching it slip away. Traditional lenders often slow the process with complex documentation and strict approval criteria, leaving investors looking elsewhere for agile financing options. That’s where commercial hard money loans come

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Close-up of dollar bills symbolizing real estate financing power

Hard Money Underwriting Secrets: What Experts Want You to Know

In the world of real estate investing, speed and flexibility can mean the difference between securing a promising deal and watching it slip away. This is where hard money underwriting plays a crucial role—giving investors access to funding when traditional lenders hesitate. But what really goes on behind the scenes when lenders decide whether your deal

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.