New Construction Loans in Massachusetts
Are you planning on building a new property in Massachusetts soon? Make sure you secure the funds you need to finance it first!
Many property developers and investors fail to finance every aspect of their construction projects due to skyrocketing costs and unexpected expenses. This potential problem can make it difficult for you to complete your project on time. It’s better to prevent this from happening in the first place, which you can do by getting a new construction loan.
Read more to learn about the benefits of getting a new construction loan in Massachusetts.
Kick-Start Your Building Project by Securing a New Construction Loan in Massachusetts
Private hard money lenders like Insula Capital Group are making it easier for investors to secure funding ahead of time. As a real estate developer or investor, you can apply for this loan program and cover the costs of your entire construction process.
New construction loans offer short-term financial relief to property investors so they can kick-start their projects on time. When you have sufficient funding at every stage of the process, you will also be better equipped to meet project goals. What’s more, you can even withdraw the funds in sync with your project phases!
Get Quick Approvals from Insula Capital Group
Insula Capital Group has been serving the Massachusetts market for many years. Our team of expert underwriters and funding specialists is capable of approving your loans within 24 hours. We can create a tailored contract for you whether you need fix & flip financing, residential rental loans, or mixed-use/multifamily loans. It will only take an additional 5 business days for us to fund your loan after you sign the contract.
Learn more about our new construction loans in Massachusetts below.
Ready to apply for a New Construction loan?
Get in touch with our experienced team for more details about our financing services.
Just Funded Projects
December 2025
Fix & Flip
Loan Amount
$1,841,503
After Repair Value$2,825,000
Purchase Price$755,500
Renovation Budget$1,410,975
Loan TypeFix & Flip
- After Repair Value$2,825,000
- Purchase Price$755,500
- Renovation Budget$1,410,975
- Loan TypeFix & Flip
Saddle River, NJ
December 2025
Fix & Flip
Loan Amount
$617,500
After Repair Value$1,065,000
Purchase Price$570,000
Renovation Budget$109,725
Loan TypeFix & Flip
- After Repair Value$1,065,000
- Purchase Price$570,000
- Renovation Budget$109,725
- Loan TypeFix & Flip
Gallatin, TN
December 2025
Fix & Flip
Loan Amount
$1,964,379
After Repair Value$3,000,000
Purchase Price$1,666,025
Renovation Budget$598,238
Loan TypeFix & Flip
- After Repair Value$3,000,000
- Purchase Price$1,666,025
- Renovation Budget$598,238
- Loan TypeFix & Flip
Sag Harbor, NY
December 2025
Fix & Flip
Loan Amount
$171,250
After Repair Value$263,000
Purchase Price$125,000
Renovation Budget$65,000
Loan TypeFix & Flip
- After Repair Value$263,000
- Purchase Price$125,000
- Renovation Budget$65,000
- Loan TypeFix & Flip
Albany, NY
December 2025
New Construction
Loan Amount
$650,000
After Repair Value$1,200,000
Purchase Price$500,000
Renovation Budget$606,950
Loan TypeNew Construction
- After Repair Value$1,200,000
- Purchase Price$500,000
- Renovation Budget$606,950
- Loan TypeNew Construction
Fulton, NY
November 2025
Fix & Flip
Loan Amount
$331,500
After Repair Value$510,000
Purchase Price$350,000
Renovation Budget$50,000
Loan TypeFix & Flip
- After Repair Value$510,000
- Purchase Price$350,000
- Renovation Budget$50,000
- Loan TypeFix & Flip
Sarasota, FL
November 2025
Fix & Flip
Loan Amount
$208,440
After Repair Value$296,000
Purchase Price$120,000
Renovation Budget$119,700
Loan TypeFix & Flip
- After Repair Value$296,000
- Purchase Price$120,000
- Renovation Budget$119,700
- Loan TypeFix & Flip
Troy, NY
November 2025
Fix & Flip
Loan Amount
$243,000
Loan TypeFix & Flip
- Loan TypeFix & Flip
Wilmington, NC
November 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$231,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Kingston, PA
October 2025
Fix & Flip
Loan Amount
$440,400
After Repair Value$650,000
Purchase Price$378,300
Renovation Budget$62,100
Loan TypeFix & Flip
- After Repair Value$650,000
- Purchase Price$378,300
- Renovation Budget$62,100
- Loan TypeFix & Flip
Kings Park, NY
Testimonials
What Our Client Say
Just completed my mortgage refi with Insula, and I couldn’t be happier! Bruce, my lender, was absolutely fantastic—professional, responsive, and made the entire process smooth and stress-free. Highly recommend Insula and Bruce for anyone looking to refinance!
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
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Submit Your Loan Application Online!
We want to simplify the loan application process for you, which is why we’ve made it accessible via our website. You can fill required forms and submit a complete application online whenever you want. After we receive and assess your documents, we will reach out to you for an interview as soon as possible.
If you have any questions, you can contact our team as well.
Ready to apply for a New Construction loan?
Frequently Asked Questions
Our new construction loans only cover the construction of 1-4 properties. For other property types, explore our other loan programs.
Yes. The details of our recently-funded projects are available on our website. Click here to go through our portfolio.
You can find a comprehensive list of required documents on our website.
